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Meaning of "postdate" in the English dictionary
Quiet to the Most of the Event: Post-dated cheques are essential and thriving. Contribute 1.
Definitioj a bill of exchange a post-dated cheque remains negotiable but it will not become a "cheque" till the date when it becomes "payable on demand".
The two major issues before Postdating definition courts are: However, a bank may refuse to honour a cheque if the post-date is noticed; otherwise, the payer has no right to take any form of legal action against the bank for letting the cheque be processed. This usually occurs on the borrower's next payday. UK[ edit ] In the UK the legislation is clear; 'A cheque is a bill of exchange drawn on a banker payable on demand'. Additional Risks Related to Postdated Checks Since a time lag exists between when a person writes a postdated check and when a banker cashes it, sensitive information can remain exposed and vulnerable for days, weeks, even closer to a month.
The UCC better enables lenders to loan money, secured by a borrower's personal property. Compare Popular Online Brokers. This is known as a post-dated cheque and it cannot be paid until that date arrives. Adopted by nearly all states in the U.
Constant to the Primary of the Url: The Commonwealth July of Canada 's rules and rules for devices.
A payday borrower will typically write a post-dated personal check in the amount she or he wishes to borrow, plus a fee, in exchange for cash. Post-dated cheques are common and enforceable. If a Canadian financial institution inadvertently accepts and processes a cheque before the due date, the cheque writer may ask his or her financial institution to return the amount until the day before the cheque should have been cashed. Identity theft occurs when someone obtains personal or financial information of another person in order to assume that person's identity to make transactions or purchases. The opportunity for identity theft is high.
They may Postdatong have access to credit cards, forcing them to use the services of a local or regional payday loan company. A payday loan is a form of short-term borrowing, which many regard as very risky. The Commonwealth Bank of Australia 's rules and conditions for cheques To add further risk, payday loans can be rolled over for additional finance charges. The post-dated cheque is not payable till the date which is shown on the face of the said document.